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•Tax Reduction Planning
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Guided by your investment objectives not obligated to any single investment - your representatives draw upon a full complement of safe financial products to construct the most appropriate portfolio for your needs.


 

Welcome to
Kraemer Financial & Retirement

Our Philosophy

We believe that by providing our clients the best products and services available, success will follow and that our ultimate success is purely dependent upon yours! Our commitment is to help you achieve all of your retirement goals and to provide you with a worry free retirement. Our team of financial specialists provide you with outstanding personalized service to protect your finances and by utilizing safe, secure investments not governed by the market, we can protect your lifestyle for a lifetime. 

At Kevin Kraemer Financial Services we endeavor to not only meet your needs but exceed your expectations! Our goal is to provide you with the knowledge to take back control of your finances in this everchanging world by utilizing Safe Money Concepts.


AnnuityNews

Retirement Security for Women
 Powered by Max Banner Ads A key component of retirement security and comfort for women is securing a dependable income stream in retirement. Women are living longer and therefore are exposed to greater financial risk. Women face a perfect storm of conditions that can jeopardize their retirement security even more than men. On May 3rd, ING [...]
Wed, 09 May 2012 18:30:06 +0000

How Do Annuities Fit in Your Financial Planning
The longer you live, the greater your chances of running out of money. If you start withdrawing retirement income too early, withdraw too high of percentage, or don’t invest with principal protection in mind, you may spend down your principal too soon. Historically, stock and bond markets have moved out of tandem, so that whenever [...]
Mon, 26 Mar 2012 19:27:17 +0000

Seventy – The New Retirement Age?
Individuals can begin collecting Social Security benefits as early as age 62.  At this age, the monthly benefit amount is reduced by about 30%.  However, each year you delay receiving Social Security benefits, the percentage of reduction decreases until age 67.  This is currently considered the normal retirement age for people born after 1954. In other words, [...]
Mon, 12 Mar 2012 17:27:54 +0000

The Obama Administration Proposes New Rules
The new rules are aimed at encouraging retirement savers to tap annuities and other products that allow them to turn their savings into a guaranteed monthly income for life. Of two rules proposed by the U.S. Treasury and Labor Departments, one would encourage employers and IRA providers to offer longevity insurance, also known as deferred income [...]
Fri, 03 Feb 2012 22:40:56 +0000



Contact:
Kraemer Financial & Retirement
PO Box 721130
Pinon Hills, CA 92372

(760) 868-1093
 kkraemer21@verizon.net
 
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