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•Tax Reduction Planning
•Pension & Retirement Plans
•Estate Planning & Preservation
•Annuities
•Life Insurance
•Long Term Care
•401K & IRA Rollovers
 

Guided by your investment objectives not obligated to any single investment - your representatives draw upon a full complement of safe financial products to construct the most appropriate portfolio for your needs.


 

Welcome to
Kraemer Financial & Retirement

Our Philosophy

We believe that by providing our clients the best products and services available, success will follow and that our ultimate success is purely dependent upon yours! Our commitment is to help you achieve all of your retirement goals and to provide you with a worry free retirement. Our team of financial specialists provide you with outstanding personalized service to protect your finances and by utilizing safe, secure investments not governed by the market, we can protect your lifestyle for a lifetime. 

At Kevin Kraemer Financial Services we endeavor to not only meet your needs but exceed your expectations! Our goal is to provide you with the knowledge to take back control of your finances in this everchanging world by utilizing Safe Money Concepts.


AnnuityNews

The Obama Administration Proposes New Rules
 Powered by Max Banner Ads The new rules are aimed at encouraging retirement savers to tap annuities and other products that allow them to turn their savings into a guaranteed monthly income for life. Of two rules proposed by the U.S. Treasury and Labor Departments, one would encourage employers and IRA providers to offer longevity insurance, also [...]
Fri, 03 Feb 2012 22:40:56 +0000

Key Advice on Life Insurance
  The average life insurance policy isn’t very difficult to understand – you take out a certain kind of policy to basically get life insurance coverage to protect you and your family. So, if you die unexpectedly, the insurer will pay out on the policy to give your next of kin a lump sum or an [...]
Wed, 04 Jan 2012 22:10:49 +0000

Annuities for Seniors
If you are nearing the retirement age and want to secure your financial status for the future, annuities can work as ‘tax deferred investments of unlimited funds for life’. You may already know about the basic features of annuities. Here, let’s learn about annuities for seniors and how they can help individuals and families who [...]
Wed, 07 Dec 2011 20:38:40 +0000

The Benefits of Annuity Insurance
All annuities, fixed or variable, share several common benefits. Here’s a summary of what annuities can bring to your retirement portfolio: Ideal for Estate Planning Proceeds from annuities pass directly to your beneficiaries without the delay, expense, and publicity of probate in most states. If you’ve ever had a loved one’s estate go through this time-consuming legal [...]
Wed, 05 Oct 2011 16:51:54 +0000



Contact:
Kraemer Financial & Retirement
PO Box 721130
Pinon Hills, CA 92372

(760) 868-1093
 kkraemer21@verizon.net
 
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